We Haven't even gotten to the big problems with obama care yet
11-9-2013
I am so angry about this medical "junk" America is forced to swallow I almost can't see straight! Everybody is concentrating on the least important level of the problems... the entry. Meantime, I've spent, literally months, trying to find out what will be covered and to what degree, financially. No one knows! Or perhaps no one is telling what they know!
Being retired, I pay about $110 monthly additional for a Medicare Supplement through Humana. Under it, the Supplement makes the provider accept as total payment whatever the government pays and write off the rest as a loss. Under the Affordable Care Act, as far as I can find, that no longer applies. Not only will we have to pay an increased deductible, the government pays less to the provider for everything, and we have to pay the balance under this HIPAA form!
Main problem now is there is no place online to find out what amount will be paid for what provider service! You can't compare coverages for things that aren't even listed! And in my experience, when trying to determine what drugs are cheapest where, the providers' pat answer is "We can give you an estimate until you order it and we run it through your insurance." My GP changed my Rx from Warfarin, a generic @ $7.00 monthly to Eloquis, a brand-name drug @ $333.36 my portion after insurance should have paid. I changed it back before it was even submitted to the insurance carrier! That's nuts!
Rx estimates are not posted under any topic I've put in Google, and no company I've asked has responded. This means the average Joe will be paying higher premiums for less coverage, have a bigger deductible, and be responsible to pay for everything the government doesn't cover above and beyond ... That just the medical insurance part of ObamaCare. We haven't even acknowledged the social & governmental impacts it has occultly heaped on us.
May every government "employee" have to deal with this plan.
Let every person who actively took part in fabricating and constructing [not just typing] this travesty of Health & Well-being Care for American's be subject to God's judgment upon them... multiplied by every person it injures... and may that judgment be as festering boils inside them and afflict those they love by association! Maybe that will finally clear our government of conspiracists, traitors, and subversives. I, by the power of Jesus' name and blood, release them to Satan, for the chastising of their flesh, that their souls may be saved! [I pronounce this by the authority given me in Ps 149:7 as a son, priest, and king before His throne.]
* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
This came in a recent e-mail and it indicates a huge silent problem snuggled deep within the healthcare reforms.
Next time you are presented with a HIPAA form to sign at a physician's office:
First request a hard copy (as of Sept they are now all standardized and if you sign, you will be agreeing to almost everything up to and including a home search (the HIPAA form you signed pre-authorized - the devil is in the small print) as well as email and phone monitoring, etc., etc., etc..
Ask the receptionist what will happen if you do not sign and the response will probably be "Then we cannot treat you." So you politely sign, but include a simple sentence to the effect "Mary has advised me that declining to sign the above HIPAA form will preclude Dr Who / this office from treating me." Use your own words. It sets up a "signed under duress" position. Be sure to request a hardcopy for your files.
Same goes for that financial form you have to sign that says that you will be responsible for bill if any of the providers are not covered by your insurance.
Say the facility performing your mammogram does take your insurance, but the radiologist reading the films does not - do you have any idea who will be reading yours, or how much they charge? Hello?!? So you sign and include a sentence to the effect "I do not accept responsibility for payment to any providers that do not honor my insurance unless it is discussed with me prior to treatment."
I am so angry about this medical "junk" America is forced to swallow I almost can't see straight! Everybody is concentrating on the least important level of the problems... the entry. Meantime, I've spent, literally months, trying to find out what will be covered and to what degree, financially. No one knows! Or perhaps no one is telling what they know!
Being retired, I pay about $110 monthly additional for a Medicare Supplement through Humana. Under it, the Supplement makes the provider accept as total payment whatever the government pays and write off the rest as a loss. Under the Affordable Care Act, as far as I can find, that no longer applies. Not only will we have to pay an increased deductible, the government pays less to the provider for everything, and we have to pay the balance under this HIPAA form!
Main problem now is there is no place online to find out what amount will be paid for what provider service! You can't compare coverages for things that aren't even listed! And in my experience, when trying to determine what drugs are cheapest where, the providers' pat answer is "We can give you an estimate until you order it and we run it through your insurance." My GP changed my Rx from Warfarin, a generic @ $7.00 monthly to Eloquis, a brand-name drug @ $333.36 my portion after insurance should have paid. I changed it back before it was even submitted to the insurance carrier! That's nuts!
Rx estimates are not posted under any topic I've put in Google, and no company I've asked has responded. This means the average Joe will be paying higher premiums for less coverage, have a bigger deductible, and be responsible to pay for everything the government doesn't cover above and beyond ... That just the medical insurance part of ObamaCare. We haven't even acknowledged the social & governmental impacts it has occultly heaped on us.
May every government "employee" have to deal with this plan.
Let every person who actively took part in fabricating and constructing [not just typing] this travesty of Health & Well-being Care for American's be subject to God's judgment upon them... multiplied by every person it injures... and may that judgment be as festering boils inside them and afflict those they love by association! Maybe that will finally clear our government of conspiracists, traitors, and subversives. I, by the power of Jesus' name and blood, release them to Satan, for the chastising of their flesh, that their souls may be saved! [I pronounce this by the authority given me in Ps 149:7 as a son, priest, and king before His throne.]
* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
This came in a recent e-mail and it indicates a huge silent problem snuggled deep within the healthcare reforms.
Next time you are presented with a HIPAA form to sign at a physician's office:
First request a hard copy (as of Sept they are now all standardized and if you sign, you will be agreeing to almost everything up to and including a home search (the HIPAA form you signed pre-authorized - the devil is in the small print) as well as email and phone monitoring, etc., etc., etc..
Ask the receptionist what will happen if you do not sign and the response will probably be "Then we cannot treat you." So you politely sign, but include a simple sentence to the effect "Mary has advised me that declining to sign the above HIPAA form will preclude Dr Who / this office from treating me." Use your own words. It sets up a "signed under duress" position. Be sure to request a hardcopy for your files.
Same goes for that financial form you have to sign that says that you will be responsible for bill if any of the providers are not covered by your insurance.
Say the facility performing your mammogram does take your insurance, but the radiologist reading the films does not - do you have any idea who will be reading yours, or how much they charge? Hello?!? So you sign and include a sentence to the effect "I do not accept responsibility for payment to any providers that do not honor my insurance unless it is discussed with me prior to treatment."